Implementation of digital invoicing solution for businesses with stand-alone and own loan and installment management (pay in parts) solution. The solution includes full daily/monthly interest adaptation according to real-time payment of an installment invoice, general ledger for accounting, and invoicing and payment plan management backoffice for merchants and financial companies. The digital invoice is sent to consumer via SMS, email or WhatsApp, where consumer can use the interactive invoice to do many self-service functionalities such as extend due date, make extra loan payment, settlement, edit information in addition to payment of the invoice. No application installation required, all based on web application.

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